Health Insurance Portability and Accountability Act

Health Insurance Portability and Accountability Act (HIPAA)

The Health Insurance Portability and Accountability Act of 1996 is a federal law that protects an individual's right to both the privacy and the security of their health information. HIPAA also sets requirements and limits under which pre-existing conditions exclusion(s) can apply. If you have a pre-existing condition, HIPAA aids in minimizing the impact of that exclusion on your access to health coverage.

HIPAA also establishes rules with which employers (among others) must comply. Employers have specific responsibilities under these laws such as the establishment of a Privacy Officer. Up-to-date policies, procedures, and staff training are all part of the privacy compliance requirements.

Compliance with HIPAA can seem an overwhelming task. Let us at Advanced Benefits Management make this a seamless part of your benefits integration.