Long Term Care Insurance (LTC)

Long-term care insurance (LTC) is a term that generally refers to a broad range of medical and personal services and is designed to assist individuals who have lost their ability to remain wholly independent in the community.

Often times your employees may be under the mistaken belief that health insurance and Medicare will help cover the costs associated with long term care. This is not the case. Health insurance and Medicare can provide financial support for doctor and hospital bills, but do not provide financial support for long term care.

With the average cost of long term care in 2007 rising above $5,000/mo, this coverage is more important than ever. Feel free to contact our office and we can help you in your consideration of providing LTC Insurance.